Accept and pay out via bKash and Nagad in Bangladesh
Bangladesh leapfrogged cards straight to mobile financial services: bKash, Nagad and Rocket are household names, moving salary, remittance and commerce for tens of millions. For digital businesses, wallet prompts are the checkout — cards barely register.
bKash / Nagad (MFS) at a glance.
The essentials of Bangladesh’s payment infrastructure — what it is, who runs it, and how fast money actually moves.
| Rail | MFS wallets — bKash, Nagad, Rocket |
| Operator | Bangladesh Bank-regulated MFS providers |
| Clearing | Wallet credits near-instant |
| Availability | 24/7 |
| Identifiers | Mobile number, wallet QR |
| Currency | BDT |
Collecting and paying out.
Both directions of the flow, on one balance.
Pay in · bKash / Nagad (MFS)
Pay-in flow: render a bKash/Nagad payment prompt; the customer confirms with their wallet PIN. Credits are final and reconcile by wallet transaction ID — the standard checkout for e-commerce, top-ups and services across Bangladesh.
Pay out · bKash
Payout flow: disburse BDT to any wallet by mobile number, or to bank accounts via BEFTN batches — covering gig workers, freelancers and suppliers in both wallet-first and bank-first segments.
Settle to stablecoin treasury.
Keep your BDT balance for local spend, or convert to USDT / USDC and withdraw on-chain — the corridor where stablecoin settlement usually pays for itself.
One balance, two worlds
Settlement angle: remittance-heavy economies feel correspondent hops the most. Collect BDT and settle to USDT/USDC through screened, documented flows — or fund local wallet payouts from a stablecoin balance.
Payout rails covered
bKash, Nagad, Rocket wallets; BEFTN bank transfer. Disburse from the same balance you collect into — no separate funding wires.
Common questions.
Which wallets does ApeX support in Bangladesh?
bKash, Nagad and Rocket — the three dominant mobile financial services providers — for both collection and payout.
Can I pay out to someone without a bank account?
Yes — wallet payouts go to any mobile number with a bKash/Nagad/Rocket account, which is most of the country.
How does cross-border settlement work for BDT?
ApeX’s licensed partners hold the local leg; your proceeds settle outward to your balance (fiat or stablecoin) with full documentation.
Every market, one integration.
Collect BDT locally and settle globally — or add any other corridor from the same balance.
Brazil · Pix
Local collections and payouts via Pix — settle to USDT / USDC or fiat.
India · UPI
Local collections and payouts via UPI — settle to USDT / USDC or fiat.
Philippines · GCash / Maya & InstaPay
Local collections and payouts via GCash / Maya & InstaPay — settle to USDT / USDC or fiat.
Indonesia · QRIS
Local collections and payouts via QRIS — settle to USDT / USDC or fiat.
Vietnam · MoMo / ZaloPay / VNPay & NAPAS
Local collections and payouts via MoMo / ZaloPay / VNPay & NAPAS — settle to USDT / USDC or fiat.
Thailand · PromptPay
Local collections and payouts via PromptPay — settle to USDT / USDC or fiat.
Mexico · SPEI
Local collections and payouts via SPEI — settle to USDT / USDC or fiat.
Colombia · PSE & Nequi
Local collections and payouts via PSE & Nequi — settle to USDT / USDC or fiat.
Nigeria · NIP bank transfers
Local collections and payouts via NIP bank transfers — settle to USDT / USDC or fiat.
Pakistan · Raast & JazzCash / Easypaisa
Local collections and payouts via Raast & JazzCash / Easypaisa — settle to USDT / USDC or fiat.
Kenya · M-Pesa
Local collections and payouts via M-Pesa — settle to USDT / USDC or fiat.
Argentina · Transferencias (CVU/alias)
Local collections and payouts via Transferencias (CVU/alias) — settle to USDT / USDC or fiat.
Singapore · PayNow / FAST
Local collections and payouts via PayNow / FAST — settle to USDT / USDC or fiat.
Malaysia · DuitNow / FPX
Local collections and payouts via DuitNow / FPX — settle to USDT / USDC or fiat.
Hong Kong SAR · FPS (Faster Payment System)
Local collections and payouts via FPS (Faster Payment System) — settle to USDT / USDC or fiat.
China · Alipay / WeChat Pay (cross-border)
Local collections and payouts via Alipay / WeChat Pay (cross-border) — settle to USDT / USDC or fiat.
United Kingdom · Faster Payments / Open Banking
Local collections and payouts via Faster Payments / Open Banking — settle to USDT / USDC or fiat.
European Union / SEPA · SEPA Credit Transfer & SCT Inst
Local collections and payouts via SEPA Credit Transfer & SCT Inst — settle to USDT / USDC or fiat.
United States · ACH / RTP / FedNow
Local collections and payouts via ACH / RTP / FedNow — settle to USDT / USDC or fiat.
Australia · NPP (PayID / Osko)
Local collections and payouts via NPP (PayID / Osko) — settle to USDT / USDC or fiat.
Egypt · InstaPay / Fawry
Local collections and payouts via InstaPay / Fawry — settle to USDT / USDC or fiat.
Ghana · MTN MoMo / Telecel Cash
Local collections and payouts via MTN MoMo / Telecel Cash — settle to USDT / USDC or fiat.
South Africa · PayShap / Ozow (pay-by-bank)
Local collections and payouts via PayShap / Ozow (pay-by-bank) — settle to USDT / USDC or fiat.